About Us

We’re a grass-root, independent personal finance blog that keeps finances simple.

What we’re about

First and foremost we are about providing simple finance related tips, tricks, and advice. Simple Money is about all those financial hurdles of:

Investing
Budgeting
Credit scores
Spending
Savings
Student debt
Banking
Making Money
So much more!

This blog was started to simply make the aforementioned simple and easy to digest for everyone. We don’t have hundreds of millions, not even thousands, to boast about how much you could make by buying our subscription. These are simple tips, tricks, and advice to help you get a good solid financial foothold in life.

Who should read

The Simple answer is anyone and everyone. The more complicated answer is, what is your situation like?

Whether you’re:

On a tight budget (We’ve been there eating ramen & cereal all week)
Fresh into the military (Also have been there and bought things that never got used)
A Single parent trying to make ends meet (came from a single family background on the poverty end)
A college student (whether paying off loans or just going to school)
New car buying
New to investing
Looking to improve financial position
Just curious about personal finances

We have tips & tricks for everyone in any situation.

For the visual learners

Finances is a subject that can be very hands on but, also very theoretical. That’s why we came up with HNTSS (How Not To Spend Strategy). There is NO exact science to being financially free, but if you follow our timeline to HTNSS, you may see results quicker than you’d think.

HNTSS

Step 1: Self-evaluate current situation (spending, budget, bills, loans, etc.)

This means getting it down on a notepad (paper or app)
Step 2: Log current information (especially spending leisure)

Be as detailed as possible and keep receipts if necessary
Step 3: Learn HNTS

Read the articles and soak up the information
Step 4: Take practical steps

Often we will give you practical steps. Try them and let us know how it went
Step 5: Keep a log of savings/spending

This helps you keep track of spending and where your money is going
Step 6: Compare the numbers

If you follow HNTS, you will be very happy with what you’re seeing. If something is not right contact us for some individual help
Step 7: Refine your efforts to get where you want to be

The first evaluation is great, but after a few months, the results will speak for themselves.

Finances are often a puzzling topic. But it takes putting the puzzle pieces together to see the big picture.
Financial Finesse

The first evaluation is great, but after a few months, the results will speak for themselves.
Financial Finesse